:root{--navy:#0B1730;--deep:#07101F;--gold:#C9A45C;--gold2:#e3c27d;--white:#fff;--grey:#F4F6FA;--r:16px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,'Noto Sans Tamil',sans-serif;color:var(--navy);background:var(--grey);line-height:1.6}
a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* NAV */
.nav{position:fixed;top:0;left:0;right:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:14px 5vw;transition:.3s;color:#fff}
.nav.solid{background:rgba(7,16,31,.92);backdrop-filter:blur(10px);padding:10px 5vw}
.brand{display:flex;align-items:center;gap:10px;font-weight:500}
.brand b{color:var(--gold)}
.logo{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--deep);font-weight:700}
.links{display:flex;gap:28px;font-size:.95rem}
.links a{opacity:.85}.links a:hover{opacity:1;color:var(--gold2)}
.nav-actions{display:flex;gap:10px;align-items:center}
.lang,.btn-call{border:1px solid rgba(255,255,255,.4);background:transparent;color:#fff;padding:7px 14px;border-radius:999px;font-size:.85rem;cursor:pointer}
.btn-call{background:var(--gold);border-color:var(--gold);color:var(--deep);font-weight:600}
.burger{display:none;background:none;border:0;color:#fff;font-size:1.5rem}

/* HERO */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;overflow:hidden;color:#fff;background:var(--deep)}
.hero-bg{position:absolute;inset:0;background:
  url('images/logo.jpeg') center/cover no-repeat,
  radial-gradient(circle at 70% 40%,#25477f 0,var(--navy) 55%,var(--deep) 100%);
  animation:kb 22s ease-in-out infinite alternate}
@keyframes kb{from{transform:scale(1)}to{transform:scale(1.07)}}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,16,31,.88) 0%,rgba(11,23,48,.6) 50%,rgba(11,23,48,.2) 100%),linear-gradient(0deg,rgba(7,16,31,.6),transparent 40%)}
.hero-inner{position:relative;z-index:2;width:100%;max-width:1240px;margin:0 auto;padding:120px 5vw 90px;display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.pill{display:inline-block;font-size:.8rem;padding:6px 14px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(201,164,92,.5);backdrop-filter:blur(6px)}
h1{font-family:'Playfair Display',serif;font-size:clamp(2.4rem,5.6vw,4.6rem);line-height:1.08;margin:18px 0 14px;animation:rise .9s both}
h1 em{font-style:normal;background:linear-gradient(90deg,var(--gold),var(--gold2));-webkit-background-clip:text;background-clip:text;color:transparent}
.tamil{font-size:1.02rem;color:var(--gold2);max-width:560px;margin-bottom:10px;animation:rise .9s .15s both}
.sub{max-width:520px;opacity:.85;margin-bottom:22px;animation:rise .9s .25s both}
.advisor{display:inline-flex;gap:12px;align-items:center;padding:12px 18px;border-radius:14px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(8px);margin-bottom:24px;animation:rise .9s .35s both}
.avatar{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--gold);color:var(--deep);font-weight:700}
.advisor small{display:block;color:var(--gold2);font-size:.78rem}
.cta{display:flex;gap:14px;flex-wrap:wrap;animation:rise .9s .45s both}
@keyframes rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.btn{display:inline-block;padding:14px 28px;border-radius:999px;font-weight:600;border:0;cursor:pointer;font-size:1rem;transition:.25s}
.btn.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--deep);box-shadow:0 8px 24px rgba(201,164,92,.35)}
.btn.gold:hover{transform:translateY(-2px)}
.btn.ghost{border:1.5px solid rgba(255,255,255,.55);color:#fff}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.btn.full{width:100%}
.scroll{position:absolute;bottom:18px;left:50%;transform:translateX(-50%);z-index:2;font-size:1.6rem;color:#fff;opacity:.7;animation:bob 2s infinite}
@keyframes bob{50%{transform:translate(-50%,6px)}}

/* QUICK FORM */
.quick{background:rgba(255,255,255,.97);color:var(--navy);padding:26px;border-radius:20px;box-shadow:0 30px 70px rgba(0,0,0,.45);display:grid;gap:12px;animation:rise .9s .3s both}
.quick h2{font-family:'Playfair Display',serif;font-size:1.4rem}
.quick label{display:grid;gap:4px;font-size:.82rem;font-weight:600}
.quick input[type=text],.quick input[type=tel],.quick select{padding:11px 12px;border:1px solid #cdd3e0;border-radius:10px;font:inherit;font-weight:400}
.quick .check{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:.76rem}
.quick .check a{text-decoration:underline}
.msg{font-size:.85rem;min-height:1.2em}.msg.err{color:#b3261e}.msg.ok{color:#14662f}

/* SECTIONS */
.trust{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 36px;padding:20px 5vw;background:var(--navy);color:var(--gold2);font-size:.9rem}
.cats,.how{max-width:1240px;margin:0 auto;padding:80px 5vw 20px}
.cats h2,.how h2{font-family:'Playfair Display',serif;font-size:clamp(1.7rem,3.4vw,2.5rem);text-align:center;margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;padding:28px;border-radius:var(--r);border:1px solid #e5e9f2;transition:.3s}
.card:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(11,23,48,.12);border-color:var(--gold)}
.card i{font-style:normal;font-size:2rem;display:block;margin-bottom:10px}
.card h3{margin-bottom:4px}.card p{font-size:.92rem;color:#4a5570}
.how ol{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;padding-bottom:60px}
.how li{display:flex;gap:14px;align-items:center;background:#fff;padding:20px;border-radius:var(--r)}
.how b{display:grid;place-items:center;min-width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold)}
footer{background:var(--deep);color:#c9d1e4;padding:40px 5vw 110px;text-align:center;font-size:.9rem}
footer a{color:var(--gold2)}
.disc{max-width:820px;margin:16px auto 0;font-size:.78rem;opacity:.7}

/* CONTACT BUTTONS */
.sticky{display:none}
.wa-float{position:fixed;right:18px;bottom:22px;z-index:60;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#25D366;font-size:1.5rem;box-shadow:0 8px 22px rgba(0,0,0,.35)}

@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr;padding-top:100px;gap:30px}
  .hero-shade{background:linear-gradient(0deg,rgba(7,16,31,.92),rgba(11,23,48,.55))}
  .links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;background:var(--deep);padding:18px 5vw;gap:14px}
  .links.open{display:flex}
  .burger{display:block}.btn-call{display:none}
  .wa-float{display:none}
  .sticky{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--deep)}
  .sticky a{padding:14px;text-align:center;color:#fff;font-weight:600}
  .sticky a:last-child{background:#25D366;color:#06210f}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;scroll-behavior:auto}}

.legal{max-width:820px;margin:0 auto;padding:110px 5vw 60px}.legal h1{animation:none;font-size:2rem;margin:0 0 6px}.legal h2{margin:26px 0 6px;font-size:1.2rem}.legal p,.legal li{color:#2b3550;margin-bottom:8px}.legal ul{padding-left:20px}.legal .note{background:#fff7e0;border:1px solid var(--gold);padding:12px 16px;border-radius:10px;font-size:.88rem}.legal a{text-decoration:underline}
.nav.always{background:var(--deep)}

.logo:has(img){background:#fff;padding:4px}.logo img{width:100%;height:100%;object-fit:contain;display:block}

/* Full logo in header */
.brand-badge{display:flex;align-items:center;background:#fff;padding:5px 12px;border-radius:12px;box-shadow:0 4px 14px rgba(0,0,0,.25)}
.brand-badge img{height:34px;width:auto;display:block}
.auth-card .brand-badge{box-shadow:none;padding:0}
.auth-card .brand-badge img{height:40px}
@media(max-width:900px){.brand-badge img{height:28px}}
/* Featured plans + modal */
.sub-h{margin-top:48px}
.sub-p{text-align:center;color:#4a5570;margin:-22px 0 26px}
button.card{font:inherit;color:inherit;text-align:left;cursor:pointer}
.card .more{display:inline-block;margin-top:12px;font-weight:600;color:var(--gold);font-size:.9rem}
.modal{position:fixed;inset:0;z-index:100;background:rgba(7,16,31,.8);display:flex;align-items:flex-start;justify-content:center;overflow-y:auto;padding:24px 4vw}
.modal[hidden]{display:none}
.modal-box{position:relative;background:#fff;border-radius:20px;max-width:640px;width:100%;padding:24px;margin:auto}
.modal-box h3{font-family:'Playfair Display',serif;font-size:1.4rem;margin:0 40px 14px 0}
.modal-box img{width:100%;height:auto;border-radius:12px;display:block;border:1px solid #e5e9f2}
.modal-x{position:absolute;top:14px;right:14px;width:36px;height:36px;border-radius:50%;border:0;background:var(--navy);color:#fff;font-size:1rem;cursor:pointer}
.modal-note{font-size:.76rem;color:#4a5570;margin:12px 0}
.modal-cta{display:flex;gap:12px;flex-wrap:wrap}
.btn.ghost-dark{border:1.5px solid var(--navy);color:var(--navy)}
/* Become an Agent enquiry popup */
.agent-form{display:grid;gap:12px}
.agent-form label{display:grid;gap:4px;font-size:.82rem;font-weight:600}
.agent-form input[type=text],.agent-form input[type=tel],.agent-form textarea{padding:11px 12px;border:1px solid #cdd3e0;border-radius:10px;font:inherit;font-weight:400;resize:vertical}
.agent-form .check{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:.76rem}
.agent-form .check a{text-decoration:underline}